Not Keeping up with the Joneses- Cash Flowing the Unexpected. . . again

I feel like we’ve been taking little money hits left and right lately.  The latest blow came last week when I had to drop my car off to get the A/C repaired.  I live in Texas, it’s summer and I have a toddler, so this was a bullet I was going to have to bite in order to have peaceful and cool summer car rides.  (If it was just me I’d probably sweat it out a week or two, but I have a toddler and there is no way I’m driving around with him in a car in Texas in summer with no A/C.)

I had been putting a little money aside in my budget so we can redo the floors in our house. . . ALL of my floor money PLUS some of our emergency fund was drained from the bank account in order to fix the car A/C.  My heart broke a little as the money disappeared. . .

When I told my husband the A/C in my car was going out he didn’t hesitate when he told me, you need to have that fixed, he wasn’t too upset that the floor money was now car repair money.  His view was that we HAD THE CASH ON HAND to combat this unexpected expense.  Even though the money was originally slated for something else, we were able to use it for a need instead of a want.  The new floors will come with time, they will just have to be postponed until we rebuild our emergency fund, (which is already happening a week later) and are able to set money aside in the “For New Floors Envelope”  And it feels like even though we experienced this little road bump we are still getting encouragement to keep on track with our budget and money plans as a few unexpected cash making opportunities presented themselves during the great A/C debacle.

It never ceases to amaze me how if you work hard (and pray a little or sometimes a lot) that your bumps in the road will be followed by a little bit of smoothness.  It seems like since we’ve started taking control of our finances instead of letting our finances control us better things happen where money is concerned.  (Like when you need money, money makes itself available to you or if you have to use the money you have more comes to replace what was spent.)

To learn more about Building a Budget go to http://www.everydollar.com and then head over to http://www.daveramsey.com to learn about the baby steps and how to take control of your finances.

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6 thoughts on “Not Keeping up with the Joneses- Cash Flowing the Unexpected. . . again

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